One aspect of the whole IVA Factories debacle was the amount of IVA Miss Selling that apparently went on. The whole concept of IVA mis-selling is an intriguing one given how relative the term itself is. If you by a ticket to a football match and the game is a nil nil draw with little [...]

Would you pay someone to do something you could easily do yourself? Sounds like an easy question to answer doesn’t it? Why would you knowingly give money to someone to perform a task that can easily be done yourself? Your motivation for doing so might come from the belief that you are paying for a [...]