If you want to bring up a scary topic, it’s not what you might think – it’s retirement. Many Americans are freaking out about the future. In a new survey from Wells Fargo & Co., 40% of affluent (those with $ 100,000-$ 250,000 in investable assets) Americans say their biggest fear about retirement is that [...]

As I mentioned on Wednesday CD rates continue to trend down. This week Ally Bank’s 5-year CD APY fell from 1.84% to 1.79%. Its 11-month no-penalty CD APY fell from 0.95% to 0.91%. Fortunately, many of the all-access credit unions like Alliant, PenFed and Melrose continue to hold their rates steady. We’ll see if they [...]