Credit repair has not been kind to the American consumer. In fact, the phrase is synonymous with fraud. This is the stigma we face as we offer a legitimate alternative to living with bad credit. Sometimes credit repair has a nasty reputation that washes over and we are called upon to defend our service. Our [...]

The items listed on your credit report are called Tradelines. They can either be positive or negative. Positive Tradelines help increase credit scores and Negative Tradelines lower credit scores. Most negative items remain on your credit report for 7 years from the date of first delinquency. Listed below are negative tradelines that can harm your [...]