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Figuring out exactly how credit scores work is problematic. Like nuclear fission, learning Chinese and setting the clock on your DVD player, credit scoring is not something that most people can [...]

It’s no surprise that so many of us are having problems making ends meet with the current state of economic woes. A couple of years ago, the price of gasoline was still sound, although we might not have thought so then, and the cost of groceries was nothing to worry about. Nowadays, these two factors [...]